Capital one vs chase reddit.

2. CSP gives a 10 percent point bonus on spend. CSR does not. 3. The benefits are nearly identical to CSP. (CSR does have slightly better travel benefits and purchase purchase protection, which is actually the strongest reason I have found to get the card.) 4. CSR does redeem at cash at a high rate (50 vs 25 bonus).One other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the $250 AF to make sense. Agree with the Venture X. I would also suggest downgrading the CSP to CFF if you do get the venture x and don’t use chase transfer partners. The transfer partners have the real ...4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...Yes, you can transfer Chase URs between accounts. So points earned in Chase Freedom or Chase Freedom Unlimited accounts (which normally are only worth 1 cent each) can be transferred to Chase Sapphire Preferred/Reserve (or Chase Ink Preferred) accounts to make them worth more. As for your chances of CSR approval, the big thing with the CSR is ...

Oct 18, 2023 · Capital One Venture X vs. Chase Sapphire Preferred Overview. 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. 60,000 bonus points after ... I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.

While Bank of America offers up to 0.01% – 0.04% depending on your Preferred Rewards status and balance, you can earn 4.30% with Capital One with no minimum balance requirements at all. Additionally, while the Capital One account is free of monthly charges, the Bank of America account carries a monthly fee.

Chase wants prime credit scores. The only one that is more conservative in approving is us bank. many people including myself can't get approved for capital one because are scores are too good and too thick. Capital one want that sub prime stuff for their CDO. This is reported very often on my fico and on the more advanced card sub reddit.The Chase trifecta is where you can maximize your UR points. All of the combinations pair with the CSP/CSR as you can transfer your points from your other cards to the Sapphire cards and you get the most out of the points when you redeem them. If you have a business, you can pair the Ink cards with the CSP/CSR.When you go to the dealership, bring your Cap One pre approval letter, your 3 most recent paystubs, proof of residence (a utility bill or credit card statement from the last 30 days) and proof of insurance. It will help speed up the process for you. Also, GAP insurance is a must but don’t buy the extended warranty.Capital One has many credit cards. SoFi's 2% credit card is good, but if you like a variety of benefits and cash back options, Capital One is the way to go. One of things I like about Capital One's credit accounts is the option to have an Authorized Manager for the credit cards, which mimicks a joint credit account holder.

Capital One Business Basic Checking charges $1 per $1,000 beyond the limit, compared with $2.50 per $1,000 with a Chase Business Complete Banking account. Advantage: Chase Business Complete …

Closed out WF and US Bank for non-use. Discover, Ally, and Capital One offer periodic bonuses, so I swap money between them occasionally. Netspend has $1000 earning 5% as well. I want to get rid of chase as well to churn bonuses, but I literally just got away from chase's mortgage to qualify and my damn mortgage got sold BACK to Chase...

Capital One’s customer service is okay, but my credit union blows them out of the water. Also, from a financial standpoint I’m doing better with keeping the bulk of my money in my credit union’s account. 2% APY for that savings account is hard to beat for a savings account. Also, the cash back debit card is nice.To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. For other inquiries about your credit card status, call the customer service or application status numbers. Reconsideration (Personal): 888-270-2127. Reconsideration (Business): 800-453-9719.Capital One offers .20% of .75% if you maintain a balance of over $50K or 1% of over $100K. In terms of overdrafting, Ally charges $25 per day, Discover $30 per day, while Alliant is $25 per overdraft with no upward cap and Capital One is $35 with a cap of 4 charges per day.That was my initial hesitation from switching to capital one, but I suppose I could also just buy the pass separately. I was thinking that with how much I spend, the higher point value from chase would end up with me earning more points. Especially since I do use the chase business ink to buy gift cards at staples for that 5%13 Jun 2023 ... ... Reddit's most popular cash back cards include the Chase Freedom Unlimited. ... or the Capital One Venture Rewards card. Although you can apply for ...As is, one has to spend $9500/year ($792/month) on dining, entertainment and streaming just to break even with the no AF SavorOne. Most people spending that much on dining and entertainment are likely better served by more premium cards like the Amex Gold or Citi Prestige, and then there's still the option of the USB Altitude Go for 4% on ...

Capital One's main rewards program is known as Capital One Miles, while Chase's rewards program is known as Chase Ultimate Rewards. You can earn Capital One miles by making purchases using Capital One Miles credit cards, and you can earn Ultimate Rewards points by making purchases using Chase Ultimate Rewards credit cards.amy_mighty_travels • 6 mo. ago. I`ve had both. The Chase Sapphire Preferred is my wallet mainstay; it's been my longest standing credit card and I've enjoyed the rewards and benefits it offers. On the other hand, the Capital One Venture card has a great rewards structure that is simple and easy to use. I've personally earned thousands of ... Capital One Travel offers a price match guarantee within 24 hours of your purchase if you find a better price for your flight, hotel, or rental car on another website.. Start the process by calling Capital One Travel at 844-422-6922 to begin your claim. The agent will attempt to verify the lower price while on the phone with you, and if they’re …Capital one savor one is an underrated card 3% back on entertainment So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining Things like restaurants, fast food and take out. 3% back on groceries Self explanatory 3% back on select streaming services Self explanatory4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...

Capital One’s main rewards program is known as Capital One Miles, while Chase’s rewards program is known as Chase Ultimate Rewards. You can earn Capital One miles by making purchases using …Quicksilver is mostly a flat 1.5% cash back card with a few travel multipliers that Capital One recently added. Platinum has no rewards. It's just a card to help people build credit. Edit: To add more context, the SUB is for what they deem “Excellent” which is atleast 3 years of holding a credit card.

Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days.If you redeem your points against travel purchases through Chase Ultimate Rewards, Chase will sweeten the deal and give you 25% more value for your points, making 10,000 points worth $125 toward ...Chase has blocked my card once before for not putting a travel notice. I think both don't have an international fee. But finally, it's much easier to withdraw rewards from capital …TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points …Capital One Venture vs. Chase Sapphire Preferred benefits Understandably, you don't get as many perks with a $95-a-year card as you will with a premium card that …Capital One Venture vs. Chase Sapphire Preferred benefits Understandably, you don't get as many perks with a $95-a-year card as you will with a premium card that …

I have a $20,000, a $15,000, and a $10,000 limit card with Capital One and I've banked with them for over a decade. Their Savings accounts give 4.15% interest compared to Chase's giving you basically a kick in the face instead. I'm not sure how you're defining "real bank," but I'll take the money from Capital One.

Capital One has an impressive savings account offering 4.30%, which far outweighs the 0.15% – 2.51% offered by Wells Fargo. Another area where Capital One has the edge is that it is fee free, while Wells Fargo has a …

The Capital One Venture X Rewards Credit Card made headlines with its aggressive and generous welcome bonus. Currently, it offers this welcome bonus: 75,000 bonus miles after spending $4,000 on ...2x miles on all other purchases. As we mentioned earlier, Capital One miles are worth 1.8 cents per mile, which translates to a maximum return on spending of 9%. You’ll also find that the Capital One Venture card earns at least 2x miles on purchases, which guarantees a minimum return on spending of 3.6%.Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. As usual, it comes down to circumstances. Chase vs. capital one. I currently have a basic Discover credit card but want to expand into travel rewards territory. I’ve been looking at the Chase Sapphire preferred and the Capital One Venture but can’t decide which is a better deal.Unless you have other Chase cards, the Sapphire Preferred is not worth it, in my opinion. On the other hand, the Capital One Venture X is has great value and would be worth it if you travel at least once a year. Now, this might be a stretch, but if your looking for a no-annual fee card, the BILT Mastercard issued by Wells Fargo might be worth a ...Specifically, before I dive into applying for something like the Capital One Venture X card, I want to make sure I’m actually getting something out of it. For example, the 10X miles on hotels and $300 annual travel credit offered by Capital One only applies for things booked through Capital One Travel. Unless you have other Chase cards, the Sapphire Preferred is not worth it, in my opinion. On the other hand, the Capital One Venture X is has great value and would be worth it if you travel at least once a year. Now, this might be a stretch, but if your looking for a no-annual fee card, the BILT Mastercard issued by Wells Fargo might be worth a ...A friend of mine suggested I scroll through some different personal finance subreddits, and after spending hours doing that, I walked away with interesting and unique advice that's helped me save ...Oct 18, 2023 · Capital One Venture X vs. Chase Sapphire Preferred Overview. 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. 60,000 bonus points after ... Chase Ink Business Preferred Credit Card. Capital One Venture Rewards Credit Card. Capital One Venture X Rewards Credit Card. Prime Visa. You may see some familiar names among the cards listed above. That's because several of the best credit cards for Airbnb are on our list of the best credit cards for travel.Better travel partners. $50 back in hotel credit. Better rental car insurance then Venture unless they changed that to match the venture X. The Venture is mostly a 2% back card with restrictions and an annual fee. The CSP is a dine card and rental insurance card underneath with some good hotel and airfare partners.AMEXPLAT only offers a few $100k whereas Chase offers $1m in overseas medical coverage, and the centurion is the only card with a reasonable amount of coverage at several million. izzyness • 6 mo. ago. No feedback to provide on which of the 3 to get, since I have all 3. But make sure:

Earn 3x points on select streaming services. Once you get the sub bonus for Chase, your everyday spend or any purchases outside of these specific categories should probably go on the Capital One Venture since it's 2x all purchases. (You can get the 2x on other travel purchases as noted above, but if you don't put any travel on your Capital One ... Capital One vs. Chase: Rates. When it comes to interest rates, Chase only offers a 0.01% APY for both its savings and checking accounts. Capital One, however, offers a 4.30% APY for its 360 Performance Savings Account. Chase’s CD rates are also considerably lower than that of Capital One.amy_mighty_travels • 6 mo. ago. I`ve had both. The Chase Sapphire Preferred is my wallet mainstay; it's been my longest standing credit card and I've enjoyed the rewards and benefits it offers. On the other hand, the Capital One Venture card has a great rewards structure that is simple and easy to use. I've personally earned thousands of ...Instagram:https://instagram. main fedex hub near mecraigslist personals in delawaresaree online amazonhunter's funeral home gates obituaries I have both. A Chase freedom with 1% and 5% (rotating) and capital one with 1.5%. I would say I use my capital one much more, especially because I don't need to put a travel notice on it when travelling domestically. Chase has blocked my card once before for not putting a travel notice. If you are based in a city with big Delta presence, amex is better. That's useful if you travel a lot. Offers are better than Chase. Cell phone insurance. Better customer service. Chase is better for regular spend. Easy to offset the fees and much lower fees to start with (Chase trifecta is $550 in total). john wick 4 showtimes near memphistiara apice reddit Card details Chase Sapphire Preferred Citi Premier; Annual fee: $95. $95. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations: 60,000 ThankYou points after you spend $4,000 on purchases in the first three months from account … pinterest drapes and curtains With Capital One I can wipe away any type of travel spend (portal or non-portal), like Uber, Airbnb, hotel, airlines, on my Venture X card with miles at a 1:1 value. In order to get the bonus multiplier value with the Chase UR points, you have to book travel through the portal with them, which is significantly more restrictive than just being able to wipe away spending.There are no minimum deposits or service fees. While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services. Compare Capital One with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.